CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

Company State Licenses
Privacy Policy

HomeFirst Mortgage Bankers is an NMLS licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage Bankers is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. DBO License # 41DBO-46410.

Click here to view our current licensing information as listed on NMLS® Consumer Access .

18201 Von Karman Ave. Suite 300 Irvine, California 92612

888-827-9577 | info@encompassmortgage.com

HomeFirst Mortgage Bankers is an NMLS licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage Bankers is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. DBO License # 41DBO-46410.

Click here to view our current licensing information as listed on NMLS® Consumer Access .