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ABOUT US

OUR MISSION

We exist as a mortgage bank to help our clients realize the financial and emotional benefits of home ownership through industry-leading service.

What is industry-leading service?

1) We internally underwrite the most challenging income, asset and credit scenarios
2) We internally underwrite some of the lowest down payment programs in the industry
3) We are committed to delivering unbeatable closing times
4) We provide true mortgage advisory services (strategies for long-term wealth building, life event planning etc.)
5) We support our clients with “payment protection” in the event of a job loss, and “interest rate” protection in the event of post-closing interest rate declines
6) We maintain a corporate culture that encourages our employees to treat each customer loan as if it was their own


Apply now for a better mortgage experience through HomeFirst!

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HomeFirst Mortgage Bankers is an NMLS licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage Bankers is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. DBO License # 41DBO-46410. 

Click here to view our current licensing information as listed on NMLS® Consumer Access .

© 2021 Home Approvals Direct, Inc. DBA HomeFirst Mortgage Bankers. All Rights Reserved.

18201 Von Karman Ave. Suite 300  Irvine, California 92612

888-827-9577    |    info@encompassmortgage.com

 

HomeFirst Mortgage Bankers is an NMLS licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage Bankers is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. DBO License # 41DBO-46410. 

Click here to view our current licensing information as listed on NMLS® Consumer Access .

© 2021 Home Approvals Direct, Inc. DBA HomeFirst Mortgage Bankers. All Rights Reserved.